Show Notes
The thing to remember about tools Is…they’re only good if you use them.
Over the last couple of weeks, we have discussed why it’s critical to save money for those big irregular expenses and unexpected emergencies. Next, we began the process needed to start building a “Rainy Day” fund by determining how much and for what. The Savings Transfer Sheet is like any other tool, it doesn’t do you any good if you don’t use it.
As is the case with everything that’s worth doing, starting is the hard part. Saving money is no different. It’s like digging a hole.
A shovel is a simple tool that’s easy to use. It can fix a problem before it gets too big, but only if you use it. If you don’t, the outcome can be devastating.